Home Buyers Avenue

Features Baguio City Real Estate, from House and Lots, Condominiums, Investment Properties and everything about Baguio City.

Baguio City

Home of the famous Panagbenga or Baguio Flower Festival which is held annually and attracts thousands of spectators both local and international.

Jewel of the Highlands

Baguio City is home to many immigrants. A significant population of foreigners also contributed to the diversity of the city's colorful culture.

Summer Capital of the Philippines

Baguio City is at an altitude of approximately 1,500 metres (4,900 ft) above sea level in the Luzon tropical pine forests and is famous for its cold climate.

Contact Us

We will help you find a property investment that suits your preferences, needs and budget. Call Us @ +63917-8125791 or E-mail Us @ info@buyphilippinehomes.com

Monday, January 2, 2012

House And Lot @ Shangrila Village

House and Lot at Shangrila Village, Baguio City
Property Details:
Address: Shangrila Village, Baguio City
Price: Php 12,900,000
Category: House and Lot
Year Built: 2008
House Size: 310
Lot Size: 354
Bedrooms: 4
Bathrooms: 3

Property Description:
Where the cool, fresh air and mountain vistas of Baguio is within reach...witness the dramatic cloud as it envelopes your very own backyard and enjoy a "Relaxing Baguio!" everyday...

Home Features:
  • kitchen with granite countertops and backsplash
  • breakfast bar with glass tiles
  • cathedral ceilings with crown mouldings throughout
  • huge master bedroom with walk-in closet
  • cozy family room
  • granite and hardwood floors floors
  • front porch
  • view decks
  • 2 huge water tanks
  • big side yard
  • outside kitchen
  • Property has a separate one bedroom/1 bath guest suite
View Photos Here

The accuracy of all information, regardless of source, including but not limited to square footages and lot sizes, is deemed reliable but is not guaranteed and should be independently verified through personal inspection and/or with the appropriate professionals. The information at this site is provided solely for informational purposes and does not constitute an offer to sell, rent, or advertise real estate outside the state in which the owner of the site is licensed. The owner is not making any warranties or representations concerning any of these properties including their availability. Information at this site is deemed reliable but not guaranteed and should be independently verified.

Sunday, January 1, 2012

Ten Ways to Prepare for Home Ownership

Dream Home

  1. Decide what you can afford. Generally, you can afford a home equal in value to between two and three times your gross income.

  2. Develop your home wish list. Then, prioritize the features on your list.

  3. Select where you want to live. Compile a list of three or four neighborhoods you’d like to live in, taking into account items such as schools, recreational facilities, area expansion plans, and safety.

  4. Start saving. Do you have enough money saved to qualify for a mortgage and cover your down payment? Ideally, you should have 20 percent of the purchase price saved as a down payment. Also, don’t forget to factor in closing costs. Closing costs — including taxes, attorney’s fee, and transfer fees — average between 2 and 7 percent of the home price.

  5. Get your credit in order. Obtain a copy of your credit report to make sure it is accurate and to correct any errors immediately. A credit report provides a history of your credit, bad debts, and any late payments.

  6. check finances and resources

  7. Determine your mortgage qualifications. How large of mortgage do you qualify for? Also, explore different loan options — such as 30-year or 15-year fixed mortgages or ARMs — and decide what’s best for you.

  8. Get pre-approved. Organize all the documentation a lender will need to pre-approve you for a loan. You might need W-2 forms, copies of at least one pay stub, account numbers, and copies of two to four months of bank or credit union statements.

  9. Weigh other sources of help with a down payment. Do you qualify for any special mortgage or down payment assistance programs? Check with your state and local government on down payment assistance programs for first-time buyers. Or, if you have an IRA account, you can use the money you’ve saved to buy your fist home without paying a penalty for early withdrawal.

  10. Calculate the costs of home ownership. This should include property taxes, insurance, maintenance and utilities, and association fees, if applicable.

  11. Contact a REALTOR®. Find an experienced REALTOR® who can help guide you through the process.

Evangeline A. Yia
International REALTOR® Member
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